Potty Talk at the Dinner Table

“I had a good BM this morning. Even they said it was good.”

That’s good news, Mom.

“Every time I do something, they write it down. I don’t know what they’re studying.”

Just another suppertime conversation at the nursing home.

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Saving For “Retirement” Is Easy Compared To This

We hear a lot from the so-called financial experts about the importance of saving for retirement.
Retirement is easy. You need food, shelter, and clothing. The challenge is to save for long-term illness.

Many of the elderly of our county require a lot of extra care. Many of these people were healthy all of their lives before dementia, Alzheimer’s, or physical ailments arrived on the scene. Not only do they need a lot of personal and medical care, they need help with managing finances, shopping, doing the research on care providers, etc.

Retiring to a sunbelt state is easy. Stepping in to look after the care of an elderly parent…now THAT is the real challenge. And if your family member (parent, aunt, sister, etc.) didn’t earn a lot of money, or did not manage the money, ie save some of it, you are in for some real fun and stress.

You want to give them the best of care, but when money is limited…plus you need to work for a living, you are going to have to make a choice.

A friend recently mentioned an illness with her 60 something single sister who still works, but is addicted to TV shopping shows. Now her sister is worried about high deductibles on her health insurance. My friend said how she spent her money (filling her home with crap from home shopping network) is her business.

My reply: not if you have to take care of her when she’s sick.